15+ BEST Sites like AfterPay in 2022 [Top Picks]

AfterPay is one of the most popular buy-now-pay-later (BNPL) companies.

It enables people to make purchases while spreading out the cost over time.

And there are lots of AfterPay alternatives.

In this article, we’ll cover the best sites like AfterPay.

Let’s take a look.

What is AfterPay?

AfterPay is a BNPL company that allows shoppers to make purchases and then pay for them over time.

There are no interest or fees charged, as long as shoppers make their payments on time.

This makes it a popular option for people who want to spread out the cost of a purchase, or who may not have the funds available upfront.

There are lots of other BNPL companies out there, each with their own advantages and disadvantages. In this article, we’ll cover some of the best AfterPay alternatives.

Best Sites Like AfterPay

#1 Klarna

Klarna is one of the largest BNPL companies in Europe and has made its way into the US market. It offers a similar service to AfterPay, allowing shoppers to make purchases and then pay for them over time.

One of the advantages of Klarna is that it offers more flexible payment terms than AfterPay.

For example, Klarna allows shoppers to make interest-free payments for up to 24 months.

Another advantage is that Klarna doesn’t require shoppers to have a credit card. This can be helpful for people who may not have a credit card or who want to avoid using one.

On the downside, Klarna does charge late fees if payments are not made on time. And, like AfterPay, it can impact your credit score if you miss payments.

#2 Sezzle

Sezzle is another popular BNPL company that offers interest-free payments. One of the advantages of Sezzle is that it doesn’t require a credit card.

Another advantage is that Sezzle will report your payments to the credit bureau, which can help you build up your credit score.

On the downside, Sezzle does charge late fees if payments are not made on time.

#3 Affirm

Affirm is a BNPL company that offers financing for purchases.

One of the advantages of Affirm is that it allows shoppers to choose their own payment terms.

For example, you can choose to pay off your purchase over 3, 6, or 12 months.

#4 Zip (formerly known as Quadpay)

Zip is a BNPL company that offers interest-free payments. One of the advantages of Zip is that it offers more flexible payment terms than AfterPay.

For example, Zip allows shoppers to make interest-free payments for up to 24 months.

#5 Splitit

Splitit provides varied payments option, with up to 24 payments for some costlier items.

There are also interest-free, with no late fees and a straightforward application process.

Buy Now, Pay Later. No Credit Check…

#6 Bread

Bread is a BNPL company that offers financing for purchases. One of the advantages of Bread is that it allows shoppers to choose their own payment terms.

For example, you can choose to pay off your purchase over 6 or 12 months.

#7 Acima Credit

Acima Credit is a BNPL company that offers financing for purchases. One of the advantages of Acima Credit is that it offers a no-credit-needed financing option.

This can be helpful for people who may not have good credit or who want to avoid using their credit.

Acima offers a flexible, lease-to-own option with no credit needed so you can take home furniture, electronics, appliances, and more.

#8 PayBright

PayBright is a BNPL company that offers interest-free payments. One of the advantages of PayBright is that it doesn’t require a credit card.

Another advantage is that PayBright will report your payments to the credit bureau, which can help you build up your credit score.

On the downside, PayBright does charge late fees if payments are not made on time.

#9 PayPal Credit

PayPal Credit is a BNPL company that offers financing for purchases. One of the advantages of PayPal Credit is that it offers a no-interest financing option for up to 6 months.

This can be helpful for people who want to avoid paying interest on their purchase.

On the downside, PayPal Credit does require a credit card.

#10 GoCardless

GoCardless is a popular competitor on this list of apps like AfterPay.

GoCardless has over 50,000 retail partners in the UK and Europe, making it one of the most popular BNPL companies.

One of the advantages of GoCardless is that it offers more flexible payment terms than AfterPay.

For example, GoCardless allows shoppers to make interest-free payments for up to 12 months.

#11 ViaBill

ViaBill is a Danish company founded in 2010.

The company provides a payment solution for e-commerce businesses that allows customers to split their payments into smaller installments, without interest or additional fees.

#12 J2store

J2store is based in India and offers a comprehensive and powerful eCommerce solution for Joomla.

It is simple to use, easy to set-up and get started with your on-line store quickly.

J2store provides you with all the necessary tools to run a successful online business. With J2store, you can take your business to new heights by providing your customers with a superior shopping experience.

Some of the features that make J2store stand out from the rest are:

* Supports multiple payment gateways

* Easy to use order management system

* Comprehensive shipping options

* Tax management made easy

* Multiple language support

J2store is available to see the difference it makes to your business.

#13 Four

US-based Four enables shoppers to divide their purchases up into four equal installments with no interest.

The app is available on both iOS and Android devices, and can be used at major retailers such as Macy’s, Nike, and H&M.

#14 Sunbit

Sunbit is a BNPL company that sunshine in the UK and offers affordable, convenient, and flexible payment options to its customers.

The company has a simple and easy-to-use online platform that makes it easy for customers to make their payments on time.

Sunbit also offers a wide range of payment options, including credit cards, debit cards, PayPal, and bank transfer.

Sunbit is a great option for those who are looking for an alternative to traditional banking products and services.

#15 Zebit

Zebit is a financial technology company headquartered in San Francisco, California. The company offers a marketplace lending platform for consumers and small businesses in the United States.

Zebit was founded in 2014 by Marc Merrill, Alain Meuret, and Robert Reynolds.

#16 FuturePay

FuturePay is a payment solution that allows you to shop now and pay later, without needing a credit card.

FuturePay can be used at millions of online stores and is available for shoppers in the United States, Canada, Australia, and New Zealand.

To use FuturePay, simply select it as your payment method at checkout. You will then be prompted to create a FuturePay account, which takes just a few seconds.

Once your account is created, you can choose to either pay in full or over time (in monthly installments).

There are no interest or fees associated with future pay, as long as you make your payments on time.

Instant Approval! Buy Now & Pay Later! – No Credit Check! No Interest! ???? 5 Apps for Big Purchases

Which BNPL Company (Site Like AfterPay) is Right for You?

The best BNPL company for you will depend on your individual needs and preferences.

If you are looking for a company with a wide range of payment options, Sunbit may be a good choice.

If you prefer a company that offers more flexible payment terms, GoCardless may be a better option.

And if you are looking for an alternative to traditional banking products and services, Zebit may be the right choice for you.

No matter which BNPL company you choose, make sure to compare the various features and benefits each one has to offer before making your final decision.

Sites Like AfterPay – FAQs

What is AfterPay?

AfterPay is a payment solution that allows you to shop now and pay later, without needing a credit card.

What are some of the features of AfterPay?

Some of the features of AfterPay include:

– The ability to shop at millions of online stores

– No interest or fees associated with your purchase

– Flexible payment terms

– A wide range of payment options

Is there a limit to how much I can spend with AfterPay?

No, there is no limit to how much you can spend with AfterPay.

How do I use AfterPay?

To use AfterPay, simply select it as your payment method at checkout. You will then be prompted to create an AfterPay account, which takes just a few seconds.

Once your account is created, you can choose to either pay in full or over time (in monthly installments).

What are some of the benefits of using AfterPay?

Some of the benefits of using AfterPay include:

– The ability to shop now and pay later

– No interest or fees associated with your purchase

– Flexible payment terms

– A wide range of payment options

Is there a downside to using AfterPay?

One potential downside to using AfterPay is that late payments may result in additional fees.

It is important to make sure you are able to make your payments on time in order to avoid any additional charges.

Are there any alternatives to AfterPay?

Yes, there are several alternatives to AfterPay, including:

– Sunbit

– GoCardless

– Zebit

– FuturePay

Sites like AfterPay – Summary

AfterPay is a payment solution that allows you to shop now and pay later, without needing a credit card.

The company offers a wide range of payment options and flexible payment terms.

If you are looking for an alternative to AfterPay, there are several companies that offer similar services, including Klarna, Sunbit, GoCardless, Zebit, and FuturePay.