Music Fintech – Top Platforms, Startups & Future Trends

Music Fintech - Top Platforms, Startups & Future Trends

Music fintech is a newer trend in the technology and overall music space aimed at helping musicians fund their projects, help connect investors to new artists, and build new streaming platforms.

With the rise of music streaming services like Spotify and Apple Music, music fintech has become an increasingly important space for musicians and investors alike. At its core, music fintech is focused on connecting artists with investors in order to fund new projects or launch new music-based startups.

Some of the top music fintech companies include Bandcamp, which allows musicians to sell their music directly to fans and offers a wide variety of tools for promoting their work online.

Another leading player in music fintech is Kickstarter, which enables artists to crowdfund their projects through donations from fans and supporters.

Finally, one of the most popular platforms in music fintech is Soundcloud, which has become a go-to destination for music fans looking to discover new artists and music.

Whether you’re an aspiring artist or an investor interested in getting involved in music fintech, there are plenty of exciting opportunities available in this growing space.

Top Music Fintech Platforms & Startups

Outside Bandcamp, Kickstarter, and Soundcloud, here are some of the best music fintech platforms and startups.


beatBread is a platform intended to help musicians fund their projects.

Think of it as a neobank that issues loans specifically to musicians.

What makes beatBread unique is that artists pay back loans via streaming and airplay income.

These terms are a big part of why the startup is trending: it allows artists to keep 100% ownership of their projects (masters, albums, solos, etc.).

Artists with as few as 10,000 monthly listeners can be eligible for funding through the platform.

BeatBread is part of the Music FinTech trend.

With the independent artist sector growing at more than 30% annually, music fintech is poised to play a larger and larger role in the space.

Examples of trending music fintech startups include:


Opulous is a DeFi protocol for the music industry.

The startup serves as an NFT launchpad for musicians that want to launch their NFTs.


Emanate is a music streaming platform built on the blockchain. The startup pays artists for every stream. The startup has raised $50K in accelerator funding.

Anote Music

Anote Music connects investors to up-and-coming artists seeking funding for their projects. Anote Music has raised €1M over three funding rounds.

Future Trends in Music Fintech

Looking ahead, music fintech is expected to continue growing in popularity and importance as more artists turn to it for funding.

Some of the trends that we can expect to see in music fintech include:

  • More music-focused blockchain projects, including platforms like Emanate and Opulous
  • A focus on data analytics within music fintech startups, helping investors better understand how their money will be used
  • Emergence of new music streaming platforms and services that offer a wider selection of music genres and artists

Final word

With music fintech projected to grow in the coming years, these are just a few examples of the many exciting companies and platforms helping to shape this growing space.

Whether you’re an investor or artist interested in music fintech, there is plenty of opportunities to get involved and be a part of this exciting new industry.​

Software Blade covers today's software and tomorrow's emerging technology.

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